Your New Year's fitness program was going so well, but now the gym's closed. Or maybe your binge-watching, pizza-eating couch potato tendencies are in danger of going off the deep end.

Everyone's trying to figure out their new normal during this unprecedented pandemic. Comfortable routines have been turned on their heads. And coping with so much newness and uncertainty can feel quite stressful.

It’s easy to get sucked into focusing on everything that’s “wrong” with the current situation. Aimlessly floundering around spending too much time on your phone, the computer or in front of the TV. Making poor food choices.

Instead of dwelling on what’s outside of your control, why not focus instead on finding the pluses of where you find yourself? Being at home presents a unique opportunity for us to focus on improving our immune system and overall health through better diet, exercise, and sleep habits. 

We're using part of our time during this coronavirus...

With coronavirus spreading across the globe, hopefully you’re staying safe and you’ve been able to stock up (or at least find) hand sanitizer and disinfectant wipes. Even toilet paper and bottled water are being rationed in many stores. Nobody really knows the extent or duration of this pandemic so it’s prudent to be prepared.

Things are happening at such a dizzying rate that it’s hard to even stay focused on what to do next, so we want to remind you to keep an eye on your future as well.

Specifically, what’s happening with your retirement savings? Have you even had the courage to check your balances recently? The stock market has been on such a stomach-churning ride that it’s understandable if you haven’t. Spoiler alert: the news isn’t good.

Everyone’s hoping once this worldwide illness runs its course things will quickly bounce back to normal. But what if that doesn’t happen? Do you have a Plan B if you’re close to...

Edd:  Wow, we sure covered a lot of topics on the Now It’s My Turn! TV show last weekend!

Cynthia:  We never seem to be at a loss for words. I especially enjoyed our discussion of Super Agers.

E:  Readers may not know what that term means. Harvard Medical School defines this group as "people in their 70s and 80s who have the mental or physical capability of their decades-younger counterparts."

C:  Well, that covers one of us.

E:  Ha! You’ll be joining me in a few years. And as we pointed out to Lana McAra, the show’s host, our current state of optimal health and wellness isn’t a lucky accident. A lot of intention has gone into it.

C:  Yeah, you touched on our aspiration to become Super Agers in the blog you wrote about being a septuagenarian. Regarding the mental part of the equation, I feel like living abroad in Ecuador for the past decade has greatly contributed to our well-being and unshakeable optimism.

E:  Remember that...

When Cuenca’s biggest fundraising event of the year involves delicious food from all over the world, you know we’re gonna be there!

Recently we attended the 25th Annual International Food Festival at Mall del Rio. The event supports FASEC, a non-profit, volunteer organization providing palliative and hospice care for patients with cancer and other chronic illnesses.

Thousands of attendees feasted on food from Argentina, Chile, Columbia, France, Germany, Italy, Mexico, Spain, Switzerland, and the United States.

Veteran patrons like us know to head straight to the dessert table for the best selection. Several of these yummy treats came home with us!

You can’t have a food event in Cuenca without a roasted pig!

Count on the USA booth to be grilling barbecue ribs every year. It’s fun to think back to 2010 when we helped establish this tradition and our country participated for the first time.

Argentina was cooking sides of deliciousness gaucho style over an open...

We recently visited the world-famous Otavalo Market in northern Ecuador where local merchants offer a dizzying array of textiles made with incredibly soft alpaca wool. Occupying an entire city block, it’s one of the largest indigenous markets in Latin America.

Asking prices are extremely low by North American standards, but since bartering is expected you can easily find yourself wondering how you’re going to fit an armload of goodies you just bought into your suitcases!

The towns of Otavalo and Cotacachi, where we stayed with friends, are both located in the Andean highlands. The gorgeous scenery of this part of Ecuador is dotted with many of the country’s volcanoes. Here is a view of Cotacachi volcano.

Our photos show some of the beautiful products available at the Otavalo Market! The craftsmanship is exceptional and the colors are so vivid.

Textiles aren't the only merchandise offered. Here we are with some traditional Ecuadorian art. You’ll find all...

Edd here and going solo for this one.

“Septuagenarian” is your word for the day. It means “someone in their 70s,” which is what I am.

To be exact, 71 as of a few days ago.

You may wonder, “What’s it like to be that old (careful with that ‘old’ word )?” Not because you care what it’s like for me. What you’re really curious about is what it might be like for you.

Of course, I can’t help you with that one. But I’d like to share what my world looks like at this age as a possible glimpse into your own future. Let’s run through the trifecta of mind, body, and spirit.

Mind ~

Yeah, I can’t remember stuff sometimes. Not important matters like “Who/where am I?”  

Usually it’s someone’s name or when an event happened. Or I’ll use the wrong word and think, “Did I just say that?”

Guessing I’m not the only one with a paddle in that rowboat.

But the old...

Cynthia:  I was lying in bed this morning thinking back to ten years ago. So much has happened since then!

Edd:  Let’s see. At that time we’re still in a desperate financial situation in Las Vegas. We’re preparing to move to Ecuador, and in the midst of that chaos you’re about to be diagnosed with breast cancer. What an ultra-stressful period! You’re right—we not only live in a different country now, it’s really like an entirely different life.

C:  Plus we had no grandchildren then, and now we have four! Most of our “exotic” travel has taken us to New Jersey and North Carolina. No regrets about that though. We just got back from spending a wonderful Christmas in both places and had so much fun, right? 

E:  For sure. Decorating two trees and going to the mall for Santa photos twice was a double treat! You know, Cynthia, we could have never predicted creating three best-selling Books and a successful...

The famous Andy Williams song proclaims, “It’s the most wonderful time of the year.” But what about when you’re living abroad? How do expats celebrate the season? Or do you celebrate at all? And what about the locals?

Like so many things in life, the answer is—it depends. Not so much on the country as the individual. There are expats who go all out during the holidays and others who do nothing. We’ll give you an “insider look” at what goes on during Thanksgiving, Christmas, and New Year’s in Cuenca, Ecuador where we live.

Thanksgiving ~ It should come as no surprise that for locals this holiday is just another day here. But that doesn’t mean expats aren’t able to celebrate. Turkeys are a specialty item generally available in grocery stores only around this time of year for Christmas. So numerous restaurants host a traditional Thanksgiving dinner for the expat community.

Plus many friends celebrate together in their...

Edd:  A guy wrote us wanting to know if there are racquetball courts in Cuenca. I hope that’s not a deal breaker because when you’re thinking about moving abroad there are MUCH bigger fish to fry.

Cynthia:  Lighten up. Not having access to a gym would have been a deal breaker for you. For me moving anywhere is stressful, even if it’s to a different neighborhood in your same city. Not only do you have to deal with sorting through and packing/unpacking all your stuff, there’s also establishing new routines, meeting new neighbors. New, new, new. I’m sure lots of people stay put even if they’re not happy just because it’s easier.

E:  Would you say that people who try to figure out every little detail of moving abroad are poor candidates for having a positive experience?

C:  Not necessarily. Some people just naturally focus on the minutia. I do think getting bogged down with “analysis paralysis” can sometimes...

A recent study by Charles Schwab found that on average Americans believe they need $1,700,000 to retire. And according to another study by the Employee Benefit Research Institute, two-thirds of U.S. workers said they are very or somewhat confident they’ll be able to live comfortably throughout retirement.

Encouraging stuff, right? Except other studies pull back the curtain to reveal the shocking gap between our collective fantasy world versus harsh reality.

Let’s start with this—the 2019 Retirement Confidence Survey finds a jaw-dropping 47% of Americans age 35-44 have less than $25,000 saved for retirement. “Well,” you’re thinking, “those younger folks have a lot of time to catch up.”

Yes and no. Check out this chart from the same survey: