It’s exciting to see nuggets of optimism that the worst of this pandemic is behind us.

According to the CDC, the percentage of new COVID-19 cases and hospital admissions has declined over 60% since the first of the year.

As of now around 70 million doses of vaccine have been administered in the United States, with over 1.5 million more doses of vaccine happening each day.

Many states are starting to loosen restrictions, and entire countries are once again opening their borders to visitors.

All this good news is giving a lot of people hope that life will soon be back to normal.

But that’s not going to happen. The COVID-19 pandemic was a global game changer, and things will never be the same.

The economic, social, and psychological disruptions have been so disastrous that the damage is still being assessed. Even the most knowledgeable experts are uncertain what the future holds.

Where does that leave each of us? What will our new normal look like?

While we individuals have...