Cynthia:  The comments we received about our last blog were really gratifying.

Edd:  I especially liked the email that said: “This one is spot on about the FEAR of the unknown for myself as well as I think many others.”

C:  I’m not sure most people actually think of it as fear. It’s possible they’ve convinced themselves they’ll take action when all the pieces fall into place.

E:  Ah, “This Magic Moment.” Classic song that was a hit for The Drifters and then Jay and the Americans.

C:  You and the pop music trivia. I’ll bet you remember the lyrics too.

E:  Of course I do. There are two problems with that mindset. One is that it’s based on personal preconceived notions of what those pieces are that may or may not have any basis in reality. And the second is…

C:  The “magic moment” never arrives. So you remain stuck in limbo as time keeps ticking away.

E:  That’s...