Cynthia: I was lying in bed this morning thinking back to ten years ago. So much has happened since then!
Edd: Let’s see. At that time we’re still in a desperate financial situation in Las Vegas. We’re preparing to move to Ecuador, and in the midst of that chaos you’re about to be diagnosed with breast cancer. What an ultra-stressful period! You’re right---we not only live in a different country now, it’s really like an entirely different life.
C: Plus we had no grandchildren then, and now we have four! Most of our “exotic” travel has taken us to New Jersey and North Carolina. No regrets about that though. We just got back from spending a wonderful Christmas in both places and had so much fun, right?
E: For sure. Decorating two trees and going to the mall for Santa photos twice was a double treat! You know, Cynthia, we could have never predicted creating three best-selling books and a successful...
Cynthia: First conversation we’ve done in a while and it’s called “Lappy Labor Life?” I can’t believe I’m okay with such a silly title.
Edd: Well, we said we’d be focusing on fun and the alliteration seemed kind of catchy. Anyway, Labor Day weekend. The last hoorah for summer. It’s an odd holiday, right? To celebrate work by---not working.
C: Hah! And just another day in Casa Staton. Ecuador has more than its share of holidays but Labor Day isn’t one of them. Wow, talking about this subject makes me realize neither of us has had a real J-O-B in over a decade! How do you feel about that?
E: Is that a trick question?? I feel absolutely great about it! Yeah, we consulted with a tour company here. I wrote for International Living for 5 years and we spoke at their conferences. And now we’re doing our thing with Retirement Reimagined! But since retiring overseas it’s all been on our terms.
“My goal is to work as long as I possibly can. At least until 70. In fact, I hope I work so long that when I finally do retire I’ll be too old, too tired, and too sick to enjoy the few years I have left.”
Said no one, EVER!
Yet to believe what most financial writers say, that’s the hand you’ve been dealt. You haven’t saved enough so you’ve gotta work, work, work. And slash your current budget immediately because you’ve gotta save, save, save. Even Suze Orman proclaims that 70 is the new 65.
Oh, and after all that working and saving, downsize those retirement dreams of yours too because, well, by then you’ll probably be a candidate for long-term care so there goes the old nest egg.
Isn’t retirement supposed to be fun?
Didn’t you enter the workforce way back when with a vision of your future that included relaxation, the freedom to travel, maybe spending...